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This is an important question for many homeowners in Houston. Hail is one the biggest threats to the integrity of roofs in the area: even medium-sized hailstones can crack open shingles and tiles on a roof, allowing water to seep into the roof structure, leading to serious damage that may even require replacing the roof.
We’re the team you can turn to if you need roof repairs because of hail damage or if you think you may need to have your roof replaced entirely.
But we’d also like to help our local community avoid hail damage in the first place, so we’ll go over several ways that you can protect your roof from hail.
If the roof of your house is damaged, you know it’s a major problem. What happens the next time it starts to rain? The troubles with a damaged roof go beyond water leaking during a storm.
With cracked or shattered shingles, the roofing structure of your house is exposed to the elements, which can lead to extensive damage that may require you to have to replace the whole roof.
Once you know you have a damaged roof, it’s necessary to have it repaired.
Before you go looking for a tall ladder and purchase supplies from a hardware or home goods store (roofing cement, roofing nails, new tiles, etc.), you need to ask yourself if you can handle this job on your own. If you’re honest, the answer is likely no.
At Reign Roofing, we do more than help our customers repair their roofs after they’ve sustained damage from high winds, hailstones, and other weather-related hazards.
We also help them with their insurance claims. Many home inspectors are unfamiliar with roof damage, often leading to them denying coverage because of this ignorance.
We can assist you through the process and work with the adjustor to identify the damage so you will have a much higher chance of getting a claim approved. We can also help with claim denials.
Providing this roof insurance claim assistance in Cypress, TX can relieve a great deal of stress from homeowners because it’s often a complex process that causes people anxiety—especially in the wake of their home suffering damage.
Below we’re going to go through what you need to do to start a roof damage insurance claim and how we can help. We want to take away as much of the burden from your shoulders as possible while helping get your claim approved.
Not just a roofing company, Reign Roofing, based in Richmond, Texas, is helping save lives by donating 1 AED a month to deserving organizations.
The leading cause of death in young competitive athletes, according to the US Centers for Disease Control and Prevention (CDC), is sudden cardiac arrest, with one study estimating that one death occurs every three days in youth sports. Every year, 66 athletes in the United States die from sudden cardiac arrest.
It doesn’t take hurricane-force winds to do damage to shingle roofs. Even winds of 30 to 40 mph are enough to cause shingles to peel or tear loose, especially if the shingles are old or not specifically designed to withstand high winds.
You can imagine how much damage a Category 4 hurricane can do to a roof with winds blowing around 130 to 150 mph.
Many of our customers are interested in purchasing wind resistant shingles in Sugar Land, TX for their roofs. We’re going to look at wind-resistant shingles and what options are the best for protecting the valuable roof of your home.
What exactly makes up the roof of a house? It’s easy to think of the roof as a single object, something that goes in place all in one piece.
But roofs are actually systems made up of different parts. In this post, we’ll look at the anatomy of a roof to help you understand the different components and layers and how they work together.
At Reign Roofing, we provide more than installing and repairing roofs. We also work with important roof accessories such as gutters, air vents and air vent covers, plywood and underlayment, and even skylights.
Does your home have a skylight? You might not have thought about this particular accessory before, but there are many good reasons to consider having skylights in Richmond, TX.
Skylights won’t work for all homes, and they can have some drawbacks, but we think this is a home addition that’s worth investigating. Our team of roofing pros can answer any questions you have about skylights and what they can add to your home life.
Hail storms are a major problem for homeowners in the Houston area. In fact, the state of Texas experiences more hail storms than any other part of the country, with an average of 667 storms per year. Across the country, hail storms accounted for $1.1 billion in damages this year alone.
Hail presents a major risk for homeowners. Yes, a roof may protect you from a hailstone crashing through the ceiling of your house, but the damage that hailstones can inflict on a roof is significant. Often, the damage isn’t at first apparent, which is why we want to discuss the topic with you.
Recognizing how hail can harm your roof and knowing what it looks like will help you know when to call us to repair hail damage in Richmond, TX. This is one of our areas of expertise, and we work closely with insurance companies to help our customers with roof damage claims.
Roof damage can be heartbreaking, but home insurance can be the needed compensation. When your roof is damaged, the next thing that comes to your mind is how to make a claim from your insurance provider.
However, as a homeowner, you want to know if your roof is covered by insurance, so you know what action to take next.
While home insurance policies differ, most insurance providers cover roof damage due to unforeseen events, such as wind, hail, and falling trees.
However, home insurance doesn’t cover roof leaks from aging wear and tear. Also, if your roof leaks due to a lack of maintenance, your insurance provider will decline your claim. It is part of your basic responsibility as a homeowner to maintain your roof and keep it in good condition.
What types of roof damage are covered by Home Insurance?
There could be a few categories this falls under: Hazard Insurance Deductible, Wind/Hail deductible, and/or Named Storm Deductible. Different Insurance companies offer various deductibles. Hazard deductible would cover such things as lightning, explosions, fire, and the occasional meteor hitting the roof. Wind/Hail would cover high winds and of course, hail damage, as it says. The named storm applies to named Hurricanes, Tropical Storms, and Depressions. Texas state law requires you to pay your deductible for each peril.
Roof Claims
Roof claims can fail even when your home insurance policy covers the damage. Disputes can occur when the roof leaks due to an insured event, but the insurer claims you played negligence in your roof maintenance.
For example, when high winds lift some shingles, but you don’t pay attention to the little signs that precede the event, your insurer may reject your claim.
Hence, it makes sense to maintain your roof and repair simple damage before it degenerates into bigger issues. This way, you can prove to your insurer that you played your part in ensuring the roof is in good condition.
It is also important to keep all receipts for repair and inform your insurance provider once your roof is damaged.
If your insurance rejects your claim and you are sure it is their obligation to fund the repair, you can proceed by pursuing the matter in a local court. However, you want to seek financial advice before proceeding, as you may be liable to some charges if the matter fails in court.
How to Locate a Roof Leak
Locating roof leaks helps prevent more severe damage. Locating and repairing roof leaks help prevent damage to other parts of the home and even your possessions. However, this can be tricky as roof leaks are not usually obvious.
Here are a few tips for locating leaks on your roof:
Look for stains: although roof leaks can be difficult to identify, some visible signs can point to a roof leak. Stains on the ceiling or walls can point to a leaking roof. While this might not show the exact point of the leak, the leak is not far from the spot.
Check for daylight: climb into the attic and look for daylight. Daylight coming through the roof into the attic means the roof is cracked somewhere. It’s not out of the norm to see daylight from roofing vents. However, these do need to be sealed properly. These tend to be the #1 source for water leaks.
Check for missing shingles: missing or lifted shingles are also an obvious sign of a roof leak.
If you notice any of these signs, it is best to call on a roofing contractor immediately for repair to prevent serious damage. Remember, repairing small roof damage will help ease your claim from your insurance provider when an unexpected event finally damages your roof.
About Reign Roofing
Reign Roofing is located in Richmond, TX. Our service areas include the Greater Houston Area, Austin, and San Antonio. We specialize in Roof Claims, Water Damage, Roof Leaks, Repairs, and Roof Replacements.
The majority of modern homes have shingle roofs, with architectural shingles taking over in popularity from 3-tab shingles. But there are many different options for roofing materials with their own advantages. If you’re looking to have a new roof put in for your home, you may wish to consider a metal roof.
Although you don’t see a large number of metal roofs in the Richmond area, they do have several benefits to think about. Below are the top six reasons you may want to consider a metal roof for your home.
